Hello. I could relate to your concern. One cannot loose fat from one particular area. If u need your abs n ur lower belly fat to go away you need to exercise on an overall body basis.
Try changing ur exercise regime on daily basis
Next Steps
The best thing would be to directly contact me throught practo online. will be in a better position then to take up ur case
Health Tips
Begin with destressing urself.
Taking proper sleep of 7 to 8 hours