Based on the photograph, I do not think it is possible to confirm leukoplakia from an image alone, and it does not appear to be a classic thick white plaque. The white area could also be due to frictional keratosis, plaque/calculus deposits, or localized irritation. A clinical examination is necessary for an accurate diagnosis.
Since you have mentioned chewing pan masala, I would strongly advise you to stop the habit immediately, as it is a significant risk factor for oral potentially malignant disorders and oral cancer.
Next Steps
I would recommend visiting an Oral Medicine Specialist or Oral & Maxillofacial Surgeon for a complete oral examination. If the lesion persists after eliminating the local irritant or appears clinically suspicious, your dentist may advise additional investigations, including a biopsy if indicated.
In the meantime, maintain good oral hygiene and completely avoid pan masala and all tobacco products.
Health Tips
I can also see brown deposits (stains/calculus) around the gum line, which suggest you may benefit from professional scaling. A complete oral examination will help determine whether the white area is simply a benign frictional change or requires further evaluation.