Murmuring in heart. It's a small child!

Hi...i had consulted my regular paediatrician for my daughter when she had cough and cold we came to know there is murmuring sound in her heart and we were asked to consult a paediatric cardiologist and we consulted for the same and the doctor told there no major problem but there is valve leakage in two parts of the heart but he failed to explain whether there is problem or not .. My daughter is healthy child there is no genetic history in our relations having heart problem Request to give a genuine reply and solution for this as nowadays some doctors are getting commercial to pull money from parents and tend to scare people Below is attached reports of my daughter... We have asked to get her checked again after one year... Please give us a good suggestion and what treatment we have to go ahead as it's a small child