The above two surgeons explained nicely. Now a days dyspeptic symptoms(Gastric problems) are commonest presentation for gall stones. You can consider surgery without second thought. It is a single stop solution for your problem.

Whenever somebody develops gall stone,  in most of instances we assume that gall bladder is not functioning well and symptiomatic gall stone is indication for surgery. Medical management has less than 10 % success rate. If these stones slips from gall bladder and get stuck in opening of pancreatic duct can cause swelling in pancreas which sometimes is serious problem

Detailed clinical history is required to assess the need for surgery or conservative management