It's great that you have tried to incorporate some physical activity in your daily routine. Fat accumulation at specific body parts is a result of unhealthy eating and poor lifestyle habits. You must follow a strict dietary regime and set your body clock right to kick start and maintain optimal metabolism levels. You must:- a) Follow a strict dietary regime and set you body clock right b) Have 6-8 small but frequent meals and not skip meals c) Not compromise on nutrition while trying to lose weight