Acne & ageing skin care. In my pocket.

Hi, i am 28 year old with a history of severe nodular acne and continue to have a very sensitive skin and occasional acne breakouts. In terms of skin care, I use a general face cream (Epitheliale AH skin repair cream) and a herbal formulation acne cream. But now I am seeing signs of ageing with dry patches, fine lines, dullness, some spots etc. I donot do any other facial care like facials or cleanups etc because I am scared of visiting a salon for a face treatment because of hygeine issues. I want to know to how start my anti-ageing regime at home/salon that will not cause any acne breakouts on my face. I ve learnt that anti ageing products have excess moisturizing agents that may clog pores and cause breakouts. What products can I use that will be safe for acne and at the same time give enough moisturizing. And yeah most importantly, skin care thats cost effective since I donot want to burn a hole in my pocket.