Skin care needs to be customized based on the presenting complaints. Based on your description, it appears that you have facial melanosis compounded by acanthosis nigricans. These conditions have a strong relation to one's internal health and it needs to be evaluated as often quoted - Skin is the mirror of internal health. Your dermatologist will decide a treatment plan for you after a consultation which probably will include a retinol based night cream and a vitamin C based lotion. Sun protection is mandatory and will require usage of Sunscreens. You may benefit from usage of a Laser device i.e. Q- switched Nd YAG. Internal health needs to be fixed based on blood chemistry reports.