Hi
Your issue is very common now-a-days. Many students face such issues.
As the educational system is as such, all the students need coaching because of heavy competition.
You should be appreciated for the effort you are making and also being mature enough to recognise the value of money.
Most students also face difficulties in studying because of various factors
Next Steps
Try looking for alternatives , such as a part time job, to earn money. Then you can spend your own money.
Try to activate and motivate yourself.
Try to energise yourself with regular exercise, good food habits and a good hobby.
Try spiritual means of enlightenment
Health Tips
If you are still facing trouble, then we need to discuss your problem in detail online, so that I can help you better.
All the best to you.
Hoping for a great future ahead in your life.