Every surgery is associated with certain amount of risk and it increases with number and duration of comorbidities like
diabetes, hypertension, heart diseases but surgery needs to be done as and when required taking all precautions.
Gall bladder stone can form because of multiple reasons some are known and many unknown, few of known factors are female sex, obesity, age, high cholesterol and any systemic illness including cardiac diseases.
Next Steps
if you have gall stone disease associated with some problem or symptom surgery is definite indication, but if u have single small stone with no problem associated with stone u can better 2ait and watch.