It seems to be phimosis. Meet an andrologist and get it corrected.

Hi Accept your body

It's common to have questions and concerns about your body, especially before becoming sexually active. Based on your description, a tight foreskin (a condition called phimosis) or thin skin may sometimes cause discomfort during intercourse, but it doesn't always lead to significant problems. Many individuals experience manageable situations with proper care.

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Hi

Hi It doesn't create any kind of a major issue in penetrative sex but your own satisfaction can consult with urologist for further clarification.

Consult a sexologist directly and tell your concerns, he will be the right person to guide you.

Hi...The answer is simple: No it doesn't. The foreskin doesn't completely inverts if the male is a virgin with no history of masturbation or physical Intercourse. Nightfalls can occur in such cases. But the issue is why this thing has taken a primacy at this age. If you are planning to get married or get physical with your partner you can talk to your partner about your reservations and it does bring a level of openness and comfort between the couple. Physical intimacy or sexual closeness takes time to develop. It doesn't happen the way it is shown in films or porn. It usually take weeks or months for couples to understand each other's sexual preferences, likes & dislikes, and in feeling comfortable to completely share their mind and body with eachother and start enjoying the newly formed intimacy/ closeness.

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You may first consult a urologist for physics examination if there is any issue physically he will guide you further...so once physical is ruled out then we can talk about the psychological issues that are bothering you..hope that helps