It looks like a fungal infection.
U need a proper course of antifungal treatment.
Avoid scratching the area.
Maintain good hygiene.
Do not share your clothes or personal items with others. U can transmit it to others by close contact.
Next Steps
Consult a dermatologist online or near you. For further assistance.
Health Tips
Avoid any over the counter creams from medical stores. They can cause more harm than good.