You may be suffering from tinea corporis which is fungal infection. It can be treated by taking four to six weeks of anti fungal treatment which includes tablets along with creams. Do not use soap over that area. Mistreatment with over the counter Steroid containing creams like panderm, quadriderm, dermi 5, candid b etc lead to repeated case of recurrence and also side effects due to application. Do not use steroid containing combination creams. Please contact me using online consult option with photos for detailed prescription. Do not delay treatment as it may spread further on your body and also to other people living in the household.