I suggest you go through past patient feedback info on Practo under the ENT Surgeons profile to help you decide if he/she is the right one for you. Look for patients who underwent similar nasal surgery. Their feedbacks will give you info on the Surgeon's skills, post-operative care, bedside behaviour etc. Remember to only opt for cashless insurance in an authorized hospital as otherwise you will be left running pillar-to-post by your insurance provider when it comes to getting reimbursement claims! You are usually allowed 1% of your policy sum assured amount towards daily room rent, so make sure to stay within this limit. Also make sure to know if you need to make any co-payments or if there are any sub-limits(ocassionally seen in elective surgical cases in Eye and ENT surgeries). Contact your insurance company helpline for all this info.